A man walks into a New York bank, and says he's going to Europe for two weeks and needs to borrow $5000. For collateral, he offers his new Rolls Royce.
The bank is satisfied and parks it in their secured underground garage. Two weeks later to the day, the man returns to the bank, repays the $5000 and interest of $15.41.
The loan officer says inquiringly, "Sir, we were delighted to have your business but, in checking your credit, we learned you are a multimillionaire. Why ever did you need to borrow $5000?"
"Where else in New York can I park my car for two weeks for $15.41?"